# Instant Bank Pay [Instant Bank Pay](https://gocardless.com/solutions/instant-bank-pay/) is a payment method by GoCardless for one-time payments. It leverages Open Banking technology to perform an instant bank transfer authorized through a bank app or portal. ## Instant Bank Pay processors | Payment Processor | [Channels](/docs/payments/accepting-payments-with-findock) | One-time | Recurring | Refunds | | --- | --- | --- | --- | --- | | [GoCardless](/docs/payment-processors/configuring-gocardless) | Online Redirect | | | |