# OGM Overschrijving Gestructureerde Mededeling (OGM, or OGM-VCS) is used for payment request in Belgium to enable automatic remittance. With FinDock you can generate unique payment references according to the [Febelfin standard](https://www.europeanpaymentscouncil.eu/sites/default/files/inline-files/Febelfin%20-%20AOS-OGMVCS_0.pdf). ## OGM processors | Payment Processor | [Channels](/docs/payments/accepting-payments-with-findock) | One-time | Recurring | Refunds | | --- | --- | --- | --- | --- | | [FinDock](/docs/payment-processors/findock-native-payment-methods) | Data Entry, Online Direct | | | |